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Construction Insurance

Comprehensive insurance for general contractors, builders, and construction firms working across Ontario.

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Construction Insurance for Ontario Contractors

Construction is one of the highest-risk industries in Ontario. On any given project, you're managing workers, heavy equipment, subcontractors, and unpredictable site conditions.

CrownRidge provides construction insurance programs that cover your business from site preparation to project completion.

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Did You Know?

Many commercial and government contracts in Ontario require contractors to carry a minimum of $2 million in general liability coverage.

What's Covered

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General Liability

Core liability coverage for bodily injury and property damage on construction sites.

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Workers Compensation

Protects your workers and business from on-the-job injuries.

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Builders Risk

Coverage for the structure under construction from damage or loss.

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Tools & Equipment

Coverage for owned and rented construction equipment and tools on-site.

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Commercial Auto

Vehicles and equipment transport coverage for your fleet.

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Contract Bonds

Performance, payment, and bid bonds required by clients and municipalities.

Who Needs Construction Insurance?

โœ“General contractors
โœ“Residential builders
โœ“Commercial construction firms
โœ“Subcontractors
โœ“Renovation companies
โœ“Infrastructure contractors

Frequently Asked Questions

What insurance do I need as a construction company?+
Most construction businesses need general liability, builders risk, tools & equipment, commercial auto, and potentially contract bonds.
Do I need separate insurance for each project?+
Not necessarily. Many contractors carry an annual policy. However, large projects may benefit from project-specific builders risk.
What about my subcontractors' insurance?+
You should always verify that your subcontractors carry their own liability coverage.

Questions About Your Coverage?

Our licensed brokers are ready to help you find the right fit.